4 Point Inspection in Hernando County, FL

Fast, insurance-ready four point inspections throughout Hernando County.


Schedule Your 4 Point Inspection

What’s Included in a 4 Point Inspection

Our four point inspection evaluates the four major systems insurance companies care about most: roof, electrical, plumbing, and HVAC. We provide detailed documentation for carriers serving Brooksville, Spring Hill, and Weeki Wachee.

Roof System

We evaluate shingles, flashing, penetrations, visible decking, and overall life expectancy.

Roof shingles inspection in Brooksville Florida during a four point insurance inspection

Electrical System

Main panel, breaker types, visible wiring, and safety concerns are documented for insurance review.

Electrical breaker panel inspected during Hernando County four point inspection

Plumbing System

We inspect visible supply lines, drain lines, water heaters, and signs of leakage.

Plumbing supply lines under sink during four point inspection in Florida

HVAC System

Heating and cooling systems are evaluated for age, condition, and functionality.

HVAC air conditioning unit inspected during Spring Hill 4 point inspection

Common Reasons a Home Fails a Four Point Inspection


  • Double tapped breakers
  • Damaged shingles
  • Polybutylene pipes
    •

These are the most common issues we see during four point inspections that can result in required repairs or delayed insurance approval.

Double Tapped Breakers

A double tap occurs when two wires are connected to a breaker designed for only one conductor. This can create overheating risks and is one of the most common electrical issues that causes a four point inspection to fail for insurance purposes.


Double tapped breaker inside electrical panel causing four point inspection failure in Brooksville FL

Damaged or Deteriorated Shingles

Curled, cracked, lifted, or missing shingles reduce roof life expectancy and increase the risk of water intrusion. Insurance carriers often require repairs or replacement when roof deterioration is significant.


Loose asphalt shingles identified during four point inspection in Hernando County Florida

Polybutylene Plumbing

Polybutylene piping was commonly installed between the late 1970s and mid-1990s. Due to its documented history of premature failure, many Florida insurance companies require full replacement before issuing or renewing coverage.


Gray polybutylene plumbing pipe under sink documented during Florida four point inspection

Have questions about a potential issue? Contact our team here

Frequently Asked Questions About 4 Point Inspections

How long is a 4 point inspection valid?

Most carriers accept a 4 point inspection for 12 months.


Do older homes require a 4 point inspection?

Yes. Many Florida insurers require one for homes over 20–30 years old.


Can repairs be made after a failed inspection?

Yes. Once repairs are completed, we can re-document the corrections for submission.

Need a 4 Point Inspection?

Serving Brooksville, Spring Hill, Weeki Wachee, and all of Hernando County.


Book Your Inspection